We’ve written about this scam before, but like a bad sequel, it’s back. People are telling the FTC they’ve gotten letters in the mail from law firms about unclaimed life insurance money. Have you gotten one of these? The “lawyer” says that one of their clients, with your same last name, died and you’re the heir to a life insurance policy worth millions. (Spoiler alert: you’re not.) The letter then explains that they’d like to split the proceeds between you, some charity organizations, and their law firm. But what’s really happening here?

Whether you’ve been planning a move for months or you’re dealing with last-minute orders, military moves can be both exciting and stressful. The last thing you need is a rental scam to raise that stress level, so here’s how to spot them.

Scammers promise to solve your debt problems to trick you into paying them instead of your actual lender. If a caller offers to help you enroll in a special “military debt forgiveness” program, pause. That’s probably a scam. Learn how debt relief scammers might target the military and how to avoid

At the FTC, we know talking about scams helps people avoid them. Military Consumer Month is a great time to talk about ways scammers target the military community to steal their money, benefits, and personal information. Here’s how you can encourage the servicemembers and veterans in your life to share their scam stories.