As the holiday season becomes an ever more distant memory, the holiday bills might not be. If you’re looking to pick up a side gig to make extra cash, pay down debt, or catch up on some bills, know that scammers are looking to make money, too. One of their hustles is advertising fake jobs. So how do you tell a legit gig from a scam?

Unemployment benefits can be a life saver if you’re between jobs. But what happens if a scammer misuses your personal information, like your Social Security number (SSN) to file a fraudulent unemployment claim? That’s identity theft.

Met someone new online…but you still haven’t met in person? With Valentine’s Day just around the corner, it’s a great time to make sure you know how to recognize a romance scam.

If a debt collector calls, do you know what to do? You have rights. Debt collectors can’t harass, lie, or treat you unfairly — even if you owe the debt. Before you pay, confirm a debt is actually yours — not someone else’s or a scam to get your money. Consider talking to the collector at least once to find out, even if you don’t think you owe the money. To help you avoid a scam, here’s what to do next.