Every year, scammers get more active around Medicare Open Enrollment Period, trying to get your money, information, or both. As you consider your health coverage and prescription options during this period (October 15-December 7), learn to spot the scams.

Identity theft can happen to anyone, including kids in foster care. But minors typically don’t have credit reports, so they might not even realize they’ve experienced identity theft until they apply for a job, housing, or credit. Because foster youth often move more often and more people have access to their info, they’re at greater risk of identity theft. So if you’re a foster parent, a service provider, or know someone in foster care, read on for ways to help protect foster youth from identity theft.

Did someone steal your identity? Or are you looking for ways to help protect yourself from identity theft? A great place to start is freezing your credit. Here’s what to know.

A voicemail from an unknown caller reminding you about a $52,000 loan that you didn’t apply for can throw you off balance. Which explains why scammers send them — hoping you’ll respond first and think later. You might already know how to spot phone scams, but in case you need a refresher, here’s how to spot this one.