Lots of scams start online, but sometimes the scammer parks right next to you at the bank or outside a store. People are reporting millions of dollars lost in a scam that targets active-duty military and plays on their desire to help. In this con, scammers approach servicemembers to ask for help because they lost their debit card and need to pay for something like a hotel room or groceries. They want you to transfer them money using your phone, but it's a scam.