Carol Kando-Pineda, Counsel, Federal Trade Commission, Consumer & Business Education
Set a goal, make a plan and save automatically -- words to live by from Military Saves. Military Saves Week begins today. Take the Military Saves Pledge and get lots of tips and support for your savings plan. Check out this video from SEAC Sgt. Maj. Bryan Battaglia, Senior Enlisted Advisor to the Joint Chiefs of Staff, and Mrs. Lisa Battaglia.
James Lander, Military Saves Director
Military Saves Week 2015 is next week! Military Saves is part of the DoD Financial Readiness Campaign and a chance for servicemembers and their families to assess their own saving status and take financial action. Studies show that having a savings plan with specific goals can have beneficial financial effects, regardless of income level. The Military Saves Week theme ‘Set a Goal. Make a Plan. Save Automatically.’ encourages individuals to do just that. This Military Saves Week, join the more than 180,000 people who have pledged to save by taking the Military Saves Pledge. Already taken the pledge? Military Saves encourages you to recommit to your savings goal and re-pledge today.
Aditi Jhaveri , Consumer Education Specialist, FTC
Imagine you’re at a coffee shop, sipping on a latte while working on your laptop. After all that coffee, you need to run to the loo. Would you leave your laptop for just a sec while you heed nature’s call?
Cristina Miranda, Consumer Education Specialist, FTC
Love is a powerful thing. So when a loved one calls or emails, saying they’re in trouble, you’d want to help, right? If they ask you to send cash immediately — should you follow your heart? The short answer is: no. Unfortunately, scammers pretend to be someone you know to trick you into sending money. They might pressure you to wire money quickly to help with an emergency — to get out of jail, pay a hospital bill, or leave a foreign country.
Colleen Tressler , Consumer Education Specialist, FTC
Have you seen a sign offering a car title loan — also known as a pink-slip loan, title pledge or title pawn? These loans use your paid-off car as collateral, and you get a small, short-term loan with a high interest rate. You usually have to repay the loan in 15 or 30 days, and the annual percentage rate (APR) is often more than 100%. If you don’t pay back the loan, the company can repossess your car — and then you’re worse off than you were before. It’s a very expensive way to get money.
Nicole Vincent Fleming , Consumer Education Specialist, FTC
Unlimited talk, text, and data for $45 per month with no contract? That sounds like a great deal, but according to a recent FTC lawsuit, millions of people who bought unlimited mobile plans from Straight Talk, Net10 Wireless, Simple Mobile, and Telcel America didn’t get what they paid for. And now they may be eligible for refunds.
Aditi Jhaveri, Consumer Education Specialist, FTC
Sorry, folks, I don’t have any cake to share for this celebration, but don’t let that stop you from participating in Data Privacy Day. There are practical things you can do today, and every day, to protect your personal information. Here are a few scenarios where people may share more information than they intend.
Amy Hebert, Consumer Education Specialist, FTC
Looking for a practical way to help friends, family, and your community? We’ve got one: warn them about tax identity theft and IRS imposters. This week is Tax Identity Theft Awareness Week — and a good time to think about what you can do. Here are three ideas to get you started:
Lisa Lake, Consumer Education Specialist, FTC
It’s about that time again. Are you ready? Every year, National Consumer Protection Week (NCPW), encourages people and businesses to learn more about avoiding scams and understanding consumer rights. This year, NCPW takes place March 1-7, 2015. NCPW highlights free resources from government agencies and consumer organizations to help people make smarter buying decisions and spot rip-offs.
Alvaro Puig , Consumer Education Specialist, FTC
Imagine if you could permanently improve your child’s attention, memory, school performance, and behavior. Well, that’s just what Focus Education claimed its Jungle Rangers computer game could do - with as little as 12 hours of play.