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You may have heard of the PACT Act, which expands VA benefits and health care for veterans and servicemembers exposed to toxic substances while serving. And while there’s no deadline to apply for these benefits, veterans and their families will get the most out of those benefits if they file a PACT Act claim by August 9. Here’s what to know.

You may have heard about food delivery services like DoorDash or Uber Eats: you order through a restaurant’s website or a delivery service’s mobile app and drivers deliver your food. We’re hearing about a new scam targeting food delivery drivers and restaurants.

Military spouses don’t always have the luxury of staying in the same job for years. Explaining gaps in your employment history and frequent relocation is hard enough — and scammers only make it worse. Spot job scams before you apply. Read on to learn how.

When you hear about a can’t-miss investment opportunity your first reaction might be to jump right in. Don’t. But how do you tell the difference between a legitimate investment — and a scam?

Scammers know how valuable your personal and financial information is — and they’ll do or say almost anything to get it. What can you do to keep it safe?

Scammers often pretend to help, but they’re just following the money. And now that veterans and servicemembers exposed to toxic substances get expanded benefits and health care through the PACT Act, dishonest businesses and scammers are trying to get a cut.

For Military Consumer Month, let’s talk a little about how romance scammers target people who support the troops — and sometimes servicemembers themselves. These scammers can be any age, gender, or sexual orientation and may approach you on dating sites or on social media platforms. In 2022, nearly 70,000 people reported a romance scam to the FTC — and losses hit a staggering $1.3 billion.

July is Military Consumer Month. Take a minute to consider the mottos of our military services: Always Faithful (Marine Corps), This We’ll Defend (Army), Aim High…Fly-Fight-Win (Air Force), Always Ready (Coast Guard), and Always Above (Space Force). They all convey a sense of pride and responsibility — and tell you a bit about the fighting spirit of the people in that branch. Honor and duty are drilled into servicemembers from the minute they start boot camp.

It’s illegal for a company to tell someone to pay to enter a sweepstakes contest, or that buying something increases their odds of winning. You might not be surprised if a fly-by-night contest promoter deceived people by saying these things. But would you expect a well-known company that’s been running sweepstakes for decades to deceive people?

Congratulations — it’s time to graduate! Whether you or someone you know is off to college in the fall, already has a job lined up, or is still figuring out next steps, there’s a lot to do to prepare. The FTC’s Financial Adulting 101 webinars and materials offer advice to help protect you or your favorite recent graduate from scams. Keep reading to learn more.