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The telltale signs of a pyramid scheme

Aditi Jhavery
What’s the difference between a multilevel marketing program and a pyramid scheme? Pyramid schemes are illegal. If the money you earn is based on your sales to the public, the company may be a
Blog Post

CFPB Forum to discuss consumer issues for veterans

Holly Petraeus
The Consumer Financial Protection Bureau is hosting an online forum on veteran consumer issues on Friday, May 9 at 2 p.m. EDT. The event will focus on common consumer issues for veterans and military
Blog Post

“Pending FTC complaint” emails are fakes

Amy Hebert
Have you gotten an email with the subject line “Pending consumer complaint” that looks like it came from the FTC? The email warns that a complaint against you has been filed with the FTC. It asks you
Blog Post

Getting jerked around

Amy Hebert
Do people think you’re a jerk? What if a search of your name turned up a site that seemingly answered that question for anyone to see? Meet Jerk.com. Today the FTC charged Jerk — a supposed social
Blog Post

The clock is ticking for students seeking financial aid

Colleen Tressler
If you’re a college student seeking financial aid, fill out the Free Application for Federal Student Aid (FAFSA) as soon as you can. Yes, I know, the deadline for submitting the FAFSA is June 30th
Blog Post

FTC to used car dealers: Play by the rules or pay the price

Colleen Tressler
The FTC’s Used Car Rule has been the law of the land since 1985. It requires used car dealers to post a Buyers Guide on cars they offer for sale. The Guide gives customers important warranty and other
Blog Post

Fake Feds Get People to Pay

Amy Hebert
Have you ever gotten one of these calls? Someone says they’re with a government agency or the sheriff’s office and threatens that you’ll be sued or arrested if you don’t pay a supposed debt. But
Blog Post

Check, please? Background check, that is.

Nicole Vincent Fleming
So, you’re about to begin a new job search, and you’re ticking items off your to-do list. You’ve set up an online account so you’ll know about new job openings. You’ve polished your resume — and your
Blog Post

What’s a predictive score?

Andrea Arias
Most consumers know that creditors use information about them and their credit experiences – like the number and type of accounts they have, their bill paying history, and whether they pay their bills
Blog Post

Mystery shopper scam strikes again

Amy Hebert, Consumer Education Specialist, FTC
It sounds pretty good: you walk into a store like any other customer. Then 20 minutes later, you’re done, ready to write a report that will earn you $50. And then you can do it again. If Shopper
Blog Post

Back, back, back it up!

Nicole Vincent Fleming
You’ve heard it a million times: Don’t click on links in an email unless you know who sent it and what it is. But sometimes the link in an email is just so darned convenient. For example, you ship a
Blog Post

Is there a "fiscal" attraction?

Aditi Jhaveri
The most romantic day of the year is almost here. And while you’re daydreaming about the great chemistry between you and your Valentine, you also might think about whether you’re a financially
Blog Post

“One-ring” cell phone scam can ding your wallet

Colleen Tressler
Who’s calling now? That number doesn’t ring a bell. Hold the phone, says the Federal Trade Commission. You could be a potential victim of the growing "one-ring” cell phone scam. Here’s how it works
Blog Post

Busted flat, but not in Baton Rouge

Jennifer Leach
As an agency with civil law enforcement authority, the FTC likes a criminal bust as much as anyone. And, just last month, our colleagues at the Department of Justice (DOJ) and US Postal Inspection
Blog Post

It might not be you they’re after

Jennifer Leach
If you’re lookin’ for love (sometimes in all the wrong places), chances are you’ll wind up on an online dating site at some point. Those who use dating sites can attest: you’ll meet some nice people
Blog Post

Phantom debts and fake collection notices

Nicole Vincent Fleming
Imagine getting an official-looking letter — with a seal, signed by a judge — that says you owe a lot of money for an unpaid payday loan. Awfully intimidating, right? Especially if it included your
Blog Post

An Online Payday Loan Or Window To A Scam?

Cristina Miranda
Strapped for cash? You might think an online payday loan is a quick and easy way to help stretch your money. But before you enter your bank account or any other personal information on a payday loan